Senior Product Manager, Payments + Risk

💻 The impact you will have

• Design the roadmap for maturing the Owner payments platform, so we can fully control the onboarding and user experience for our customers, help them manage complex flows like KYC and chargebacks, and pass along the absolute best processing rates.
• Successfully ship new Payment & Fraud related products, including defining vision, strategy, outcome-driven product roadmaps and creating and managing backlogs.
• Expand our fraud detection abilities and build out remediation systems.
• Drive an application security roadmap in concert with engineering.
• Optimize payment integrations by identifying gaps in their processing and ensuring our customers get the best possible rates.
• Lay the foundation for a dedicated payments team as we scale, influencing the structure and strategy for long-term success.

👥 Who you’ll work with

• Reports to: Chief Product Officer
• Dedicated Pod Structure: You will work closely with a team of engineers and a designer within an agile framework.
• Cross-functional Collaboration: Partner with engineering, product, finance, and customer support teams to drive seamless payment experiences.
• Executive Influence: Work alongside leadership to define and execute our payments and fraud strategy, setting the foundation for future scalability.

✅ Minimum requirements

• 8+ years of product management experience with significant experience in payments, fraud detection, or fintech product management
• Experience building solutions with transaction revenue or knowledge of pricing on transactions in general.
• Experience and working knowledge of payment players (esp Stripe or Adyen), ecosystems, incentives, and foundational systems.
• Proven experience working with payment infrastructure at scale- ideally in vertical SaaS providing payments to a large number of small businesses.
• Strong operational mindset—deep understanding of fraud detection, transaction flagging, and automation processes.
• Hands-on experience in payment security, MFA, and risk mitigation.
• Quick understanding of new fraud motives and sensible diagnosis of key control points.
• Strong analytical and quantitative skills with the ability to use data and metrics to back up assumptions and recommendations to drive actions.
• Proven ability to roadmap and execute quarterly plans, run sprints, and manage backlogs.